You might be expecting to see product comparison charts. The truth is, we can’t provide WorkLife 65 comparison charts because no other leading life insurance company offers a comparable term product.

What does WorkLife 65 offer that makes it so unique?

Consumers from age 25 to 55 (35 to 55 in WA) can have financial protection for their working years (to age 65)—no matter when they purchase it. That means your younger clients can get up to 40 years of term coverage!

WorkLife 65 provides a built-in benefit that waives premium payments if:
 

• Your client becomes disabled (at any time up to age 65).
• Your client becomes unemployed. If the insured becomes unemployed after the first contract anniversary, but before age 65, Prudential will waive one continuous year of premiums. The insured must remain unemployed for 60 days, receive state unemployment benefits, and have been continuously employed for a full year preceding the date unemployment began. The unemployment feature may only be used once.

Plus, WorkLife 65 is convertible to Pru’s entire permanent portfolio at any time up to age 65 without the need for a medical exam, guaranteed. Prudential allows conversions to survivorship policies at its discretion; it may discontinue the practice at any time. WorkLife 65’s built-in insured’s Waiver of Premium Benefit Rider is not eligible for conversion to a permanent policy.

Download the attached PDF to find out more!

   Printer Friendly PRUTerm WorkLife 65.pdf