Please join us for an informative seminar on Indexed UL. This meeting will focus on the new Indexed Ul products and how to sell them in this changing environment.

Guest speaker will be David Bernaus, CLU, ChFC of Nationwide Financial.

Please join us for a timely discussion of how and what to sell in this changing product and legal environment.

We will review and discuss the following:

* History of life insurance products

* Product evolution and where we are today

* Response by the Life Insurance industry

* A thorough look at John Hancock's response and product development

* Sales opportunities that exist in the "high end" market and in the "ordinary American" market

* A sampling of actual cases made by top performing brokers

Speakers will be Jim Aaron of Aaron Advantage Agency and Bruce McGuirk of John Hancock. Please let us know if you plan on attending